- Feb 24, 2009
- 3,037
- Boat Info
- 2004 400DB, Onan 9 kw Generator, Highfield RIB,
- Engines
- Cummins 6CTA M-3
I do not face book but my wife does, and she was saying yesterday that the loopers where talking about this on FB. What she took from it was that the Canadian health plan does not cover them when they come here as snow birds or cruisers or .. and they have to buy supplemental insurance plans and some, maybe all?? of those plans were saying basically you have x number of days to get back to Canada because they are not going to cover in this crisis. Again, it came from facebook, so...
So for a little clarity on this, I checked with the AGLCA web forum.
From 3 different sources I basically got the same answers. What varied was the amount of time that they have to get home. One said the Canadians that are in the marina with them said that they have ten days from the time it was listed as a pandemic (March 13th). Another at a different marina said they have until the end of the month. The other said their carrier extended coverage from March 23rd until April 6th to give them a little extra time.
The insurance policies say different things but the meat and potatoes is no coverage in events of war or pandemics.
On the human side of this mess, one of them said they certainly don't have time to boat home from FL, they aren't going to leave the boat and fly back to Canada because they have no dirt house, they live on their boat, and would have to stay with their children, risking bringing it into their homes after traveling, or getting it themselves from traveling. They are going to stay in FL and hope they don't get sick. Another has the same problem, but they are going to fly back and stay with the kids because getting sick without insurance would wipe them out.
These poor people. Who would have ever thought of such a mess could come about when they headed south.
If any of our Canadian members are down south, please check your policies.