PlayDate
Well-Known Member
Healthcare is complex, money intensive and political which is why politicians love it.
Let me tell you my story.
When ACA became law Obama advertised it as: "80% of the people using it will pay little or nothing for Healthcare." While that is largely true for people making less than $60k per year....they still have to pay for the deductible which ranges from $6-12K depending on what plan they pick.
I make a lot more than $60k per year so in order to meet what Obama promised ....ACA raised my monthly premiums from $400 per month to $1,400 per month for the same coverage. Think about that for a moment.....I'm would be paying $1,000 a month....$12,000 per year to cover the cost of healthcare for people making less than $60k per year.
So my premiums went up by $12k and then my family deductible went up by $8k under ACA. Basically, Obama wanted me to pay $20k more a year for less service. I don't know about you but it became clear ACA is just political crap masquerading as a means to re-distribute wealth.
Fortunately, Trump was elected in 2016 and he allowed United Health Care (and others) to start selling short term plans that existed outside of the ACA mandates. My wife and I bought/renewed these plans every six months for the last 3 years to have health coverage. They are not for everybody but they reduced our Health Care costs back down to pre ACA levels with effectively the same coverage. Without Short-term Plans, we would have paid $36,000 more to have Obamacare.
You have to solve the problem......which means getting everyone else to pay for your promises is the last resort not your "go to" strategy.
Let me tell you my story.
When ACA became law Obama advertised it as: "80% of the people using it will pay little or nothing for Healthcare." While that is largely true for people making less than $60k per year....they still have to pay for the deductible which ranges from $6-12K depending on what plan they pick.
I make a lot more than $60k per year so in order to meet what Obama promised ....ACA raised my monthly premiums from $400 per month to $1,400 per month for the same coverage. Think about that for a moment.....I'm would be paying $1,000 a month....$12,000 per year to cover the cost of healthcare for people making less than $60k per year.
So my premiums went up by $12k and then my family deductible went up by $8k under ACA. Basically, Obama wanted me to pay $20k more a year for less service. I don't know about you but it became clear ACA is just political crap masquerading as a means to re-distribute wealth.
Fortunately, Trump was elected in 2016 and he allowed United Health Care (and others) to start selling short term plans that existed outside of the ACA mandates. My wife and I bought/renewed these plans every six months for the last 3 years to have health coverage. They are not for everybody but they reduced our Health Care costs back down to pre ACA levels with effectively the same coverage. Without Short-term Plans, we would have paid $36,000 more to have Obamacare.
You have to solve the problem......which means getting everyone else to pay for your promises is the last resort not your "go to" strategy.
