Boat Financing

Discussion in 'Ask the Broker' started by scootdogg, Nov 24, 2010.

  1. Steve195

    Steve195 Member SILVER Sponsor

    Jan 15, 2016
    Richmond, VA
    2008 195 Sport
    MerCruiser 5.0 w/ Alpha
    I just financed my new $40k pontoon at 4.99 interest for 12 years w/ about 10% down. This is the second boat I've used them for and I've been very happy.
  2. boatman37

    boatman37 Member

    Jun 6, 2015
    1986 Sea Ray 250 Sundancer
    5.7 Merc
    Yes, Lightstream was very painless. I applied online and the next day the money was in my checking account. I just bumped mine up to pay triple payments to get it paid down quicker. Preparing to upsize!
  3. bbwhitejr

    bbwhitejr Active Member SILVER Sponsor

    Apr 14, 2013
    Lake Lanier GA
    2007 44DB
    Cummins QSC 8.3s
    If you are a member, USAA is great to work with.

  4. gerryb

    gerryb Active Member TECHNICAL Contributor

    Oct 12, 2006
    Somers Point, NJ
    "On Vacation"
    2006 40 Sundancer
    E120 Radar & Garmin 5208
    QSB5.9 380 Cummins
    Might consider a using a broker to do the research for you and set-up the paperwork. For those in the NJ/MD area, I know the guy listed below and would recommend him.
  5. bracketracer

    bracketracer Member GOLD Sponsor

    Aug 23, 2016
    Wilson, NY
    2001 380DA
    Twin 454 Horizons
    I can't say enough good things about these folks:

    The process was easy, painless even. Initial approval took less than 24 hours. Time from approval to closing, 10 days. Communication was prompt and thorough. Rates were the most competitive at the time.
  6. QDOG

    QDOG New Member SILVER Sponsor

    Aug 31, 2017
    270 Sundancer Diesel 1997
    Yanmar Turbo Diesel 6LPA-DTCZP
    Bank of The West did mine on my 1997 Sundancer 270.
  7. Bridog

    Bridog Active Member GOLD Sponsor

    Oct 4, 2006
    Gulf Shores AL
    Previous 220SD, 260DA, 300DA
    Mercury 150 4S OB
    Agreed. I used Dan on my 2004 260DA but he was with a different company at the time.
  8. The Bill Collector

    The Bill Collector Active Member SILVER Sponsor

    Jun 2, 2008
    Tacoma, WA
    450 Sundancer
    3126 Cat's
    Apply now for a low-rate home equity line of credit
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    Rates above as of 9/25/2017 and subject to change.
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    50(a)(6) of the Texas Constitution. Bank of America cannot use a customer’s home equity funds to pay (in part or in full) Bank of America non-homestead debt at account opening. Early Closure Fee does not apply. The minimum advance amount on the HELOC is $4,000, maximum CLTV is 80% and maximum LTV is 50%. Access to the HELOC account using an ATM card or other access cards is not allowed.

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