This state/country is messed up

Woody said:
Hey, I'm not trying to debate either. Just trying to decipher whatever it is you're trying to say. For what it's worth...the Medicare tax is a FICA tax, FICA taxes are not withheld from pensions. He may have an amount deducted from his pension that goes toward the medicare premium, but it is not a tax.

On Medicare...everyone qualifies for Medicare at age 65.
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So not to confuse this any further, FICA is not Medicare Tax. They are separate, even on my pay stub and are listed separately. Was just trying to correct a post that is not always true. Not everyone qualifies, some government pensions trump that.
 
mrsrobinson said:
I interviewed a guy the other day, asked him at the end why he was interested in our company, he literally said a paycheck. Then he went on to say I don't even remember what your company does, I'm interviewing with 10 companies right now first one to make an offer is where I go. He also said he wants to buy a boat, do the inner loop, work remote and, and work by himself and be left alone.

At that point in the interview he was a no hire for me anyway but still couldn't believe he was this candid..
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Probably over half of the candidates are really “saying” this to themselves. You should have hired him on the spot and made him a supervisor over all the other sacks-o-crap then made his paycheck linked to their performance.
 
SKybolt said:
So not to confuse this any further, FICA is not Medicare Tax. They are separate, even on my pay stub and are listed separately. Was just trying to correct a post that is not always true. Not everyone qualifies, some government pensions trump that.
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You might need to straighten out the SSA(social security administration) because they got it wrong then.:rolleyes:;)

'Taxes under the Federal Insurance Contributions Act (FICA) are composed of the old-age, survivors, and disability insurance taxes, also known as SS taxes, and the hospital insurance tax, also known as Medicare taxes.'

'Federal employees have been paying the Medicare payroll (hospital insurance) tax since Jan. 1, 1983.'
 
Woody said:
You might need to straighten out the SSA(social security administration) because they got it wrong then.:rolleyes:;)

'Taxes under the Federal Insurance Contributions Act (FICA) are composed of the old-age, survivors, and disability insurance taxes, also known as SS taxes, and the hospital insurance tax, also known as Medicare taxes.'

'Federal employees have been paying the Medicare payroll (hospital insurance) tax since Jan. 1, 1983.'
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Wow, bolding my post and yours. Post's like these make sorry I ever post anything. Wait here's some icons too :eek::oops:o_O:confused::cool::p

Woody, your definitions are correct but have nothing to do with what I am saying and are only that, definitions. Everything I have stated is factual and in print. I am not about to post pay stubs from myself and father in law to prove this to you. You could google it to find the same as well. https://www.irs.gov/taxtopics/tc751

Federal employees at a certain level do not pay for Medicare part A and get it for free, just the part A. They also get FEHB which is better then any of the medicare standard coverage. Google could help you there as well. ...
 
SKybolt said:
Didn't say FICA. Said Medicare tax, and yes they are or can be depending on what you choose to elect for medical. Has never paid into SS (FICA) either and is not eligible for SS because of his pension. Medicare was not an option for the longest time because of his type of pension. Only recently does he have Medicare (because of medical coverage in the gov.) but still isn't his primary provider and does not get that tax taken out either. Crazy.

Some of the older gov. pensions are very different from what today is and cannot be converted to what todays standards are. He has the best coverage I have ever seen and from what I understand, the same as some government officials (politicians) have. This may not be the norm but is what it is. Not going to debate what I see in writing and in fact. All I can say is he is very fortunate to have this.
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Orlando, sounds like he was in the old federal employee system called CSRS. CSRS was only a single (and quite generous) pension, no social security. It started phasing out in the 80's to a pension (less generous) + social security + 401K-like contributory mechanism. Employees already in the old system were grandfathered but most have aged out and almost all active federal civilians are on FERS which replaced CSRS.
Also correct that they get Medicare Part A without having contributed. They can also get Part B but have to pay the premiums like others. Most (like your FIL) don't to avoid the premium expense and only use FEHB. But, there are things FEHB doesn't cover well if at all and they end up having to enroll in Part B and pay a catch-up penalty. My grandfather-in-law ended up having to do this to get covered for some specialized care and it ends up being quite a big nut. Only mentioning it as something your FIL may want to look at periodically as his condition and needs change; my GIL should have done it sooner.
 
SKybolt said:
Wow, bolding my post and yours. Post's like these make sorry I ever post anything. Wait here's some icons too :eek::oops:o_O:confused::cool::p

Woody, your definitions are correct but have nothing to do with what I am saying and are only that, definitions. Everything I have stated is factual and in print. I am not about to post pay stubs from myself and father in law to prove this to you. You could google it to find the same as well. https://www.irs.gov/taxtopics/tc751

Federal employees at a certain level do not pay for Medicare part A and get it for free, just the part A. They also get FEHB which is better then any of the medicare standard coverage. Google could help you there as well. ...
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I'm retired, I've never been a federal employee, and I get Medicare part A for free...just like virtually all other folks do. The fact your FIL was a federal employee and reached a 'certain level' doesn't have anything to do with it.
 
alnav said:
Orlando, sounds like he was in the old federal employee system called CSRS. CSRS was only a single (and quite generous) pension, no social security. It started phasing out in the 80's to a pension (less generous) + social security + 401K-like contributory mechanism. Employees already in the old system were grandfathered but most have aged out and almost all active federal civilians are on FERS which replaced CSRS.
Also correct that they get Medicare Part A without having contributed. They can also get Part B but have to pay the premiums like others. Most (like your FIL) don't to avoid the premium expense and only use FEHB. But, there are things FEHB doesn't cover well if at all and they end up having to enroll in Part B and pay a catch-up penalty. My grandfather-in-law ended up having to do this to get covered for some specialized care and it ends up being quite a big nut. Only mentioning it as something your FIL may want to look at periodically as his condition and needs change; my GIL should have done it sooner.
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Al as usual you are spot on. Except for what ever reason he can't get SS because he never contributed or at least thats what we are being told but does get free medicare and as you noted the old plan is still better. As I mentioned I didn't know the exact "plan" he had/has and is quite generous and does get medicare part A for free. Thank you for correcting the acronyms (medical plans) as I am not a federal employee but help my wife and FIL through his dementia. Funny you mention part B as we are looking into this now as he has gotten to the point of now going to assisted living. Thanks Al, good advice.
 
alnav said:
Orlando, sounds like he was in the old federal employee system called CSRS. CSRS was only a single (and quite generous) pension, no social security. It started phasing out in the 80's to a pension (less generous) + social security + 401K-like contributory mechanism. Employees already in the old system were grandfathered but most have aged out and almost all active federal civilians are on FERS which replaced CSRS.
Also correct that they get Medicare Part A without having contributed. They can also get Part B but have to pay the premiums like others. Most (like your FIL) don't to avoid the premium expense and only use FEHB. But, there are things FEHB doesn't cover well if at all and they end up having to enroll in Part B and pay a catch-up penalty. My grandfather-in-law ended up having to do this to get covered for some specialized care and it ends up being quite a big nut. Only mentioning it as something your FIL may want to look at periodically as his condition and needs change; my GIL should have done it sooner.
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My wife retired under the CSRS, 35yrs. There have been a couple times that we've had issues over insurance coverage. In one situation BC-BS recouped payments to a hospital after 18months. Round and around we went. In a 3way phone conversation I made remarks about the difficulty in getting BC-BS to pay, this wasn't the first time. The BC-BS guy stuck up for BC-BS, he said 'the problem isn't BC-BS itself, the problem is that you have the 'government plan.'

This incident was over a dog bite and trip to the emergency room while we were traveling. It never got resolved, after a few months the hospital ended up writing it off, they told me they weren't going to waste anymore time fighting with BC-BS.
 
Njlarry said:
With coming recession caused by the debt bubble there is more heartache ahead. The big government republicans are just as much to blame. With the economy tanking, the border crisis, energy shortages, brink of war etc they give us a marriage act. Which by the way allows the federal government to prosecute any church or person that disagrees. While the left addresses its base the Republicans empower bitch mitch with a 7 percent approval rating behind close doors to hide their vote. They then wonder why they can't get the vote out.
A pox on both their houses!
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"...debt bubble..." LMFAO! There it is folks. Hey Einstein, who has been running Congress lately? In particular, the House which controls the funding. Every crisis, shortage, possibility of war is created by Brandon and the lady married to an old gay guy that likes to get his ass kicked.

That post confirms the delusional state of mind by the libertards. It never ceases to amaze me. Wow!
 
SKybolt said:
Al as usual you are spot on. Except for what ever reason he can't get SS because he never contributed or at least thats what we are being told but does get free medicare and as you noted the old plan is still better. As I mentioned I didn't know the exact "plan" he had/has and is quite generous and does get medicare part A for free. Thank you for correcting the acronyms (medical plans) as I am not a federal employee but help my wife and FIL through his dementia. Funny you mention part B as we are looking into this now as he has gotten to the point of now going to assisted living. Thanks Al, good advice.
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Have you checked into this for your FIL

Federal Long Term Care Insurance Program (FLTCIP)
The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance to help pay for costs of care when enrollees need help with activities they perform every day, or you have a severe cognitive impairment, such as Alzheimer's disease.
 
Woody said:
Have you checked into this for your FIL

Federal Long Term Care Insurance Program (FLTCIP)
The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance to help pay for costs of care when enrollees need help with activities they perform every day, or you have a severe cognitive impairment, such as Alzheimer's disease.
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Thank you - We're in the process of this now. It takes forever to get anything done these days. It's been on going for the past four months.
 
Ok, you guys know I don't post much politics. But WTF!!!

Duche bag Biden trades Brittney Griner for an arms dealer back to Russia. I mean if the rest of what that a-hole has done isn't bad enough now this! And he left an American soldier in the prison to rot. She was there for drugs, so lets give them an arms dealer back and leave one of our own in prison to rot. She hates this country by her own admission. How can this have happened!

https://www.cnbc.com/2022/12/08/wnb...ed-from-russian-custody-in-prisoner-swap.html
 
SKybolt said:
Ok, you guys know I don't post much politics. But WTF!!!

Duche bag Biden trades Brittney Griner for an arms dealer back to Russia. I mean if the rest of what that a-hole has done isn't bad enough now this! And he left an American soldier in the prison to rot. She was there for drugs, so lets give them an arms dealer back and leave one of our own in prison to rot. She hates this country by her own admission. How can this have happened!

https://www.cnbc.com/2022/12/08/wnb...ed-from-russian-custody-in-prisoner-swap.html
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So…why didn’t Trump bring him home?
 
Cdillerud said:
So…why didn’t Trump bring him home?
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Man what is it about Trump that no one can let go of and make everything his fault. I met him a few times years ago on Long Island when he was trying to put a hotel at Jones Beach. He is not someone you can have a conversation with and someone you should never put in front of a camera let alone the news. But you can't deny what he did for this country and the path things were on. I mean look at where we are now with another Obama president. It's like the inner dems are trying to destroy this country from within, just like bin Laden said they would do. ...
 
SKybolt said:
Man what is about Trump that no one can let go of and make everything his fault. I met him a few times years ago on Long Island when he was trying to put a hotel at Jones Beach. He is not someone you can have a conversation with and someone you should never put in front of a camera let alone the news. But you can't deny what he did for this country and the path things were on. I mean look at where we are now with another Obama president. It's like the inner dems are trying to destroy this country from within, just like bin Laden said they would do. ...
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Right, but what’s the answer to my question??
 
Cdillerud said:
I am asking why, if it would have been so easy for FPOTUS to get Whelan returned, as he claimed today, he didn’t do so during his term??

infrastructure week get in the way?
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You got me on that and perhaps we will never know. I only know what I posted and that article claims his innocence by our government. And our current POTUS free'd someone who speaks against the US and traded that for an arms dealer. Pretty funny since he is so against guns. So he trades someone that will put guns back in terrorist hands and on the streets. From my perspective we are in the saddest state of affairs we have ever been in in a very long time, and Biden just keeps making it worse every chance he gets.
 
Cdillerud said:
I am asking why, if it would have been so easy for FPOTUS to get Whelan returned, as he claimed today, he didn’t do so during his term??

infrastructure week get in the way?
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Yea, why didn't he? - he only got over 50 home during his term and without disastrous trades. I think you are on the wrong side of history on this one.
 
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