Keybank sucks!

Take Five

Take Five

Member
Mar 10, 2009
92
New Jersey
Boat Info
1985 Sea Ray Sundancer 250
1987 Ford F250 7.5L 4 speed manual with 3.55 rear.
Engines
2007 250 Mercruiser 5.7
I dont know if that right place, but I wanna rant about keybank. I just paid off my boat loan, about 3 months ahead and the last paper, it said you will be bill on your final payment, I wonder why, I called them up and said I will be billed $237. I look at my contract, the money i borrow and the money i paid for next 4 years are exactly perfect, I should not owe anything.. However here the kicker, they will bill me the final, in about 2-3 weeks but they will charge me .10 cents daily interest!!! So if i don't get the check for next 3 weeks (21 days) It'll be $2.10. It's small but I think they are a thieves!! I will never do business with Keybank ever again.

Ughhhh, This is my 2nd bank i've borrowed. My first was 2004 when i borrowed for my motorcycle, eaglemark bank, was horrible! Because my final payment i paid on time, however they hold it for 2 weeks which kicked in late charge of 29.00. I chewed them out over the phone.. Finally they waived 29.00 late fee and mailed the title.. I got keybank in 2006.. That's it.. I'm done with loan with banks.. i get surprise at the end and it wasn't good!! I'm gonna open another account at chase and start saving money for future car or boat because I don't wanna deal with bank ever again!
 
Maybe we should give the banks some more money. Just kidding. I get why your are angry.
 
Hmmmmm...

You might want to rethink your philosophy. Chase is part of JPMorgan Chase which is (insert drum roll here) a bank.

Our Businesses



The U.S. consumer and commercial banking businesses serve customers under the Chase brand.


The consumer businesses include:

The commercial banking businesses include:


J.P. Morgan clients include the world's most prominent corporations, governments, wealthy individuals and institutional investors. These businesses use the

J.P. Morgan brand:
 
Go with a local credit union. Much better than the BIG banks.
 
I'd look for a local credit union. They can beat bank rates all day long...

FWIW, I got a loan for my truck in my wifes name with BOA and they were very good. Even contacted me early to let me know they were going to close on xx date and to expect any overdrafts in the mail since I too paid it off a little early. I thought I would be the one to contact them... So now my wifes credit looks great (not that it didn't to begin with). Just that since she does not work outside the home, I feel it important to get her credit worthiness up in case I bite the bullet earlier than she does...
 
sfergson727 said:
Well, I can't say much about the banks, but I've had a couple issues with Capital One auto loans, so I can understand the frustration.

Congrats on paying off the boat.
Click to expand...

Ohh, I remember my sister had problem with Capital One auto several years ago. She told me to avoid them. Thanks, it feel great to pay off the boat.

skolbe said:
Maybe we should give the banks some more money. Just kidding. I get why your are angry.
Click to expand...

At this economy, banks shouldn't be ahole.. The gov gave banks bailout on our expense and should be thankful but noooo, they gonna be stealing more money.. Ughhh..

mistercomputerman said:
Hmmmmm...

You might want to rethink your philosophy. Chase is part of JPMorgan Chase which is (insert drum roll here) a bank.

Our Businesses



The U.S. consumer and commercial banking businesses serve customers under the Chase brand.


The consumer businesses include:

The commercial banking businesses include:


J.P. Morgan clients include the world's most prominent corporations, governments, wealthy individuals and institutional investors. These businesses use the

J.P. Morgan brand:
Click to expand...

Yeah I know.. I'm a union cabinetmaker and my company have contract with jp morgan for several years and i've built for them. And I had washington mutual bank and chase took them over and merge.. So that makes me chase customer.. There is no other good bank out there.. I rather be with chase instead of bank of america (they screw alot people with overdraft fee on purpose), PNC is ok, not much around here.., TD bank sucks, they hold my paycheck for 11 days once because they couldn't "verified" that pissed me off to close my account after 22 days!!

All banks suck.. Gonna save money so I can pay off the future car one shot and bank can't make money off me ever again.. The only time i will borrow bank is when i want buy a house. that's it. that's my goal..
 
firecadet613 said:
Go with a local credit union. Much better than the BIG banks.
Click to expand...

Go Aweigh2452 said:
I'd look for a local credit union. They can beat bank rates all day long...

FWIW, I got a loan for my truck in my wifes name with BOA and they were very good. Even contacted me early to let me know they were going to close on xx date and to expect any overdrafts in the mail since I too paid it off a little early. I thought I would be the one to contact them... So now my wifes credit looks great (not that it didn't to begin with). Just that since she does not work outside the home, I feel it important to get her credit worthiness up in case I bite the bullet earlier than she does...
Click to expand...

I've heard alot good thing about them. gonna try check them out in future
 
Yea keybank are big time crooks..
I cant comment on about loans,but I can say about how they hold certain transactions. They like to hold deposits and put through debit card transactions and try to make you bounce we called them many times on this a few times they reversed some charges but most of the time not.
If you have keybank watch your online banking close,they play dirty.
 
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