Michael Mirra
Member
I have about six thousand dollars in damage to my running gear after hitting a submerged log in the bay. I have a $1600.00 dollar deductible and my insurance company says it should be covered less the deductible. My concern is will they drop me or significantly raise my rates if i submit the claim. If they do and i have to go to a different insurance company I will probably need a survey plus pay a much higher rate. Anyone have any input or similar experience? I am considering just paying for the repairs but the boat is still not fixes and the repair costs keep increasing.