Recommendations for Insurance in NJ

Discussion in 'Mid-Atlantic' started by Greg Brophy, Feb 18, 2020.

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  1. Greg Brophy

    Greg Brophy New Member

    18
    Oct 3, 2018
    NJ
    2005 Sea Ray dancer
    Cummins 6CTA
    Looking for recommendations on boat insurance for a 420 dancer. I'm near Sandy Hook and was using AIG but submitted two claims and they dropped me. Does anyone have a recommendation to use?

    Priced Geico they were twice the price currently paying Progressive was 4 times as much.
     
  2. JimT

    JimT Well-Known Member GOLD Sponsor

    Jul 7, 2009
    Charlotte, NC- LKN
    2010 330 Sundancer
    T-350mags w/BIIIs & Axius, 5.0 kw Kohler
    Check with NBOA. If there is a market for your risk they will find it.
     
  3. Chris-380

    Chris-380 Active Member

    556
    Jan 20, 2019
    Pontoon Beach IL
    380 Sundancer 2000
    454 Horizon w/V drives
  4. b_arrington

    b_arrington Well-Known Member GOLD Sponsor

    Feb 21, 2007
    Setauket, NY
    2018 Back Cove 34
    Cummins QSB 6.7 480
    I got the best rate via NBOA. Other quotes for similar coverage were 50%-150% more.
     
    Jaybeaux likes this.
  5. bbwhitejr

    bbwhitejr Well-Known Member SILVER Sponsor

    Apr 14, 2013
    Lake Lanier GA
    2007 44DB
    Cummins QSC 8.3s
    NBOA
     
    Jaybeaux likes this.
  6. Blueone

    Blueone Well-Known Member GOLD Sponsor

    Jan 24, 2007
    Lake Erie, Ohio
    2004 420 Sundancer
    Cummins 6CTA 450's
    NBOA +1
     
  7. JVM225

    JVM225 Well-Known Member GOLD Sponsor

    Apr 8, 2008
    Farmingdale, NY
    2002 410 Sundancer, Monaco Edition.
    3126 Cats.
    Another NBOA endorsement!
     
  8. Greg Brophy

    Greg Brophy New Member

    18
    Oct 3, 2018
    NJ
    2005 Sea Ray dancer
    Cummins 6CTA
    Thank you very much will give them a try.
     
  9. Greg Brophy

    Greg Brophy New Member

    18
    Oct 3, 2018
    NJ
    2005 Sea Ray dancer
    Cummins 6CTA
    I gave NBOA a try and they declined because of 1 claim last year for $5k and new to this boat last year while I have been boating for 15.
     
  10. carterchapman

    carterchapman Well-Known Member TECHNICAL Contributor SILVER Sponsor

    Mar 25, 2008
    Lake Chickamauga/Marietta, GA/Ft. Myers, FL
    2006 Sea Ray 58 DB
    MAN CRM V8-900s, Twin Disc Drives; Onan 21.5 Generator
    I've posted this before - I was with NBOA for 10 years on my 340 and 410; never had a claim. When I bought the '58, they wanted a Captain with me for 60 days of running, then a captain certification and their price was outrageous. I called BoatUS, they wanted a survey, sent them the copy, and was insured for agreed value, yacht policy for $2100.00. It's gone up due to the FL hurricanes, but I still haven't had a claim. I was disappointed with NBOA to say the least...
     
    Last edited: Mar 6, 2020
  11. Bridog

    Bridog Well-Known Member

    Oct 4, 2006
    Gulf Shores AL / Brick NJ
    2016 19SPX OB
    Mercury 150 4S OB
    ? So your disappointed with BoatUS and NBOA? Who do you have now?
     
  12. JimT

    JimT Well-Known Member GOLD Sponsor

    Jul 7, 2009
    Charlotte, NC- LKN
    2010 330 Sundancer
    T-350mags w/BIIIs & Axius, 5.0 kw Kohler
    Yeah, a little confused.
     
  13. rcknecht

    rcknecht Well-Known Member

    Mar 23, 2009
    toms river,nj
    340 Sundancer 2001
    T 454 MPI
    I have Boat US, and it went up this year, I am not sure why... I had Progressive through USAA prior to Boat US, and I was not happy with them, when the denied my one and only claim in 10 years. I might try NBOA as suggested above...
     
  14. carterchapman

    carterchapman Well-Known Member TECHNICAL Contributor SILVER Sponsor

    Mar 25, 2008
    Lake Chickamauga/Marietta, GA/Ft. Myers, FL
    2006 Sea Ray 58 DB
    MAN CRM V8-900s, Twin Disc Drives; Onan 21.5 Generator
    Sorry Jim,

    I meant to say NBOA...I'm happy with BoatUS. I think I was multitasking as I wrote that!!! Sorry, I've corrected it.
     
  15. SeaRenity

    SeaRenity Member

    173
    Mar 31, 2008
    chesapeake bay / Back river
    320 Sundancer 2005
    350 Mag hor.
    I am also disappointed with NBOA, I was insured with them for well over 7 years with no claims. This year they wanted a survey to reinsure, I paid surveyor $450.00 to do a in water
    insurance survey and I was denied insurance because the insurance company wanted
    a on land survey.
    Ended up saving money and going with a local broker my marina mate recommended

    Rich
     

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