Suddenly boating isn't very important anymore

Dave, Thank you for sharing your emotions, and wish you all the best.

Boating is not very important but it gets more important when the going gets tough. A small trailerable boat with small outboard engine can give you most of the joy without sacrificing big budget. You can even go fishing and save $$ in food.

Enjoy this video:

  • Stress or Boating: An Either-Or Situation

http://video.aol.com/video-detail/s...her-oar-situation/861777251/?icid=VIDURVENT01
 
Why just drive down the street and watch for some worthless piece of something hobble down the street holding his pants up with one-hand attempting to emulate what?

It is indeed sad when the youth of today only have ambitions to emulate trash, and that is all the gangsta emulation is, but trash. This emulation knows no boundaries to any particular race.

Bring back personal responsibility, and hard work, make prisons, prisons, execute the criminals and for damn sure lets get rid of the Damn PC crapola, and this liberal hyphenated American garbage, being American has nothing to do with not being proud of one's heritage

How does that old say go about if it smells like... and it looks like... then it must be ...

Habitat fro Humanity, they should eliminate that Carter backed garbage, but oh the bleeding hearts.

It is damn bad when a habitat home owner is foreclosed on, (gee I can't make the $125.00 subsidized mortgage payment) but this has been happening before all of this current stuff hit the proverbial fan. Give me a F'kn break

Stop all of this socialist ideals and prattle, just adopt this philosophy, If you don't work, you don't eat! This would also solve the "illegal Alien " problem.

Just sign me "Someone who has worked hard all of his life" and continues to do so.
 
Dave S said:
Right now I am more concerned about being able to help out my son his wife and my grand daughters who are both in college if (probably when) he loses his job at Wachovia.
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Are there no student loans to be had anymore? In total my parents paid for two years of my total of seven in college. I got student loans to support myself the rest. My wife was the same way. I paid them off easily, years before they were due, once I graduated and got a job.

No offense, but I don't quite understand this dire talk when you mention kids in college. Let 'em pay for themselves! In due time, they'll have a good job that they went to school for and those loans will seem miniscule.

I have two kids; at the moment, we're planning to help them out...but not give them a free ride. I want them to understand the money they are spending going to college, and...not to waste it partying or taking advantage of dear old Dad.

Just a thought...

Tom
 
Why all the dire talk with kids. They are some really good kids out there that are great people. The problems with the complacent kids are often caused by parents - not the kids. I paid for a chunk of my college and appreciated where I was helped.

In my line of work - we have had some great interns here and some that were spoiled brats. But I won't condemn the hard working ones for the brats.
 
Quit watching the Cable News channels & reading the Newspapers - the economy is worse in some areas than most

It does pizz me off how the Gov. set it up to make us save & you would of been a fool to not go 401K or TSA & get in the Market (well now you may be a genius)
 
I am truly sorry for the way this is affecting some of you and your extended families. It will be a short spell- hold tight, cut back on the frivolities and spend time with family at home.

You dont need that latte tomorrow, nor do you need a new tv. Pay the bills and keep your possessions. The boats can sit if they have to, and you'll be enjoying them before you know it.

Neither my wife nor I have been affected by this thus far, but I have a few friends that are. This will be a winter of discontent.
 
Dave S said:
And talk is already eminating about the potential failures of large companies like Ford and GM due to the credit crunch and general market conditions. If we start loosing big companies like that then we are all in trouble whether we have jobs or not because the economy will slow to a trickle and many people wont have money to spend on anything but essential consumer goods.
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Actually, GM or Ford won't fail and go out of business, they'll go into bankruptcy and renegotiate all of their outstanding debts, including the overly rich union benefits to current and former employees. That's a good thing since it will make them more competitive with other car makers.

Best regards,
Frank
 
fc3 said:
Actually, GM or Ford won't fail and go out of business, they'll go into bankruptcy and renegotiate all of their outstanding debts, including the overly rich union benefits to current and former employees. That's a good thing since it will make them more competitive with other car makers.

Best regards,
Frank
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Ford stock is $2.00 a share right now! I can remember when it was $20.00 a share. My how times change.The days of driving the gravy train with biscuit wheels are over for a lot of us.

Dave-man I feel your pain. We are lucky to be just hitting Forty. Still 25 years to go. So we're gonna ride it out and see what the future holds. I agree with a previous post:use your knowledge to your advantage and earn some scratch in the process. I don't mean to sound preachy. But, you might enjoy doing some side work. Me personally,I'll never retire-I'll work til I die. retirement seems boring. And,be thankful for your health and the opportunities being an American provides you(even if it sucks right now). think about it-you could be eating rocks and drinking camel pee.
 
Yep, that seems to be exactly what's going to happen. Chapter 11
 
Dave S said:
Right now I am more concerned about being able to help out my son his wife and my grand daughters who are both in college if (probably when) he loses his job at Wachovia. If the boat has to go it has to go.
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Dave, I have been in the exact same position your son may be in. I worked for First Charter Bank in Charlotte and found out the day before I closed on my new home (and doubling my mortgage) I was loosing my job due to the Fifth Third acquisition. I was able to jump ship before my layoff date and ended up in a much better job. This all happened just over a year ago but tell him to hang in there if he feels comfortable doing so. As another poster said, there is little overlap and he may be able to retain his job. I don't know specifically what he does with Wachovia but I don't think Wells Fargo has much presence on the East coast at all so he may get lucky. I also have friends working at Wachovia who are in the same boat of not knowing where they stand. Best of luck to your son and family.
 
Hey all, I understand your plight. I was talking about retiring this January and now, it may be several more years.

FWIW, you all still have your investments as long as you don't cash out now. You lose it when you sell. Hey, good news is no capital gains tax on earned income next year. (This year yes due to three solid qtrs of growth in almost every ones investment, so that will bite!

We'll have to wait and see how long this lasts and my guess would be at least 3-5 years before the Dow gets up to or near 12-13K again. Until then, its work work work... no retirement for me.

I really feel for you guys counting on investment income. When my time finally comes, I hope to be able to move my investments into T bills or something more stable and less chance of loss...

Its going to be a rough ride for a while...
 
Same here Dave. If the housing market doesn't pick up here in WNC early next year, we may be forced to sell the boat. My income is based off of folks building second homes in this area, and if they don't have the money to build, we don't have money. I sat down last week and thought about all the families my company feeds when I build a new home for a client. Its a very long chain. So we will see. I feel you pain Dave.

So I am getting the boat out tomorrow to enjoy it while I can!
 
brian2001ss said:
Same here Dave. If the housing market doesn't pick up here in WNC early next year, we may be forced to sell the boat. My income is based off of folks building second homes in this area, and if they don't have the money to build, we don't have money. I sat down last week and thought about all the families my company feeds when I build a new home for a client. Its a very long chain. So we will see. I feel you pain Dave.

So I am getting the boat out tomorrow to enjoy it while I can!
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Your recognizing your responsibility to your employees. I like that. Hope all goes well. I know green backs would be better but Green Balls to you.
 
Skip said:
We have relatives who just lost their cars and house. They made poor choices that were sustainable only in optimal economic times. Now they live on food stamps.

America has overcome far worse. We have much to be thankful for. I just spent three days at the Association of the United States Army Fall Meeting. I saw many old friends. I also saw many wounded warriors.

A dear friend of mine, immortalized in Gary's Port Kinsale Post as the "bully" on my boat, is an Army Colonel with two tours in Iraq. Next week he will go to Walther Reed to get shrapnel removed from his head and neck, and his cervical spine fused-the result of an IED blowing his HMMWV in half. Nobody in the back of the vehicle survived.

Hardship is all relative.

Lost in all the economic turmoil is the fact that we have won the war in Iraq, and we will now get on with business in Afghanistan. When was the last time one of the lefty papers blathered on about Iraq casualties? The homeland has not been attacked in seven years.
Housing? One man's foreclosure tragedy is anther man's opportunity to buy a home for the first time.

So yup, we are in hard times. I do not mean to marginalize the very real hardship so many of us are enduring. But it is all relative.
Remember that Lee Greenwood song? Every material thing I own could go up in smoke today. Tomorrow, I would wake up an American, hug my wife and kids, and I would man up and start over. It is what we do. It is called American Exceptionalism.

Or we can become like the French. No, thanks.

Skip
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Skip,

I agree with your sentiments. Times are tough right now, but they have been tougher, and this great country will endure and prosper. Markets correct themselves, and people suffer. Sometimes it does not appear to be fair, but the alternatives to capitalism and freedom are much worse.
 
What a reality check!

Loren, best of luck with your tough situation ... keep the faith.
I've enjoyed following your posts (as well as Dave S's) as we have similar boats.

I hope we can all find a way to get through tough times and keep boating.

-Charlie
 
Oh god, he is back, and he has been watching a little too much FOX. ;-)

"Keep your chin up Dave... It's only money... Just need to go make some more..."

How does Jim "make some more" if he is retired, perhaps not able to use any of his skills (maybe mentally, maybe physically) to re-enter the work force?

"What a bunch of crap. Go look in the mirror and go do something with your miserable life. :grin:" "Call a mayday because you are scared? Come on! Suck it up! "

Gosh, the guy is telling us how hard times are for him and his family...personally I have sympathy for him.
 
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As Dave said:

"Anyways I opened this thread not so we can argue about how to fix the economy or even what happened or who is to blame"

It's his post, his comments, his family, his real life...Dave, I again thank you for posting this, it opened my eyes.
 
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