That might be a tough one to underwrite.I wonder if you could buy a special insurance product for something like this. I gotta figure there's some kind of "integrity of purchased goods" policy that would pay off if a thing of some kind was found to be seriously flawed.
Of course it would come with a ton of strings attached -- like you might have to pay for the insurer's surveyor to do their own survey, damage capped at half the purchase price, etc, and it would be a spendy policy with a narrow time window for payout (they're not paying off 3 years later).