I would hope you hope they are wrong.... what is this crystal ball they are using that can predict the future?....there are so many unknowns right now that seems a little drastic and premature... just my opinionTurning back to the financial effect of this outbreak. My firm is forecasting a global depression that will last deep into 2021 with enormous economic impacts in terms of catastrophic job losses, the collapse of any consumer spending recovery (due to bankruptcies and job losses) until 2021. I hope they are wrong.