joelkoz
Member
I have separate insurance for my Caribe but if yours was on the swim platform, it may be covered on your yacht insurance.
Having just gone thru the process of insuring the boat in the first place, I can say that, at least for MY policy, a tender is explicitly NOT covered in the main yacht insurance. I was told if I were to get a tender, I'd have to get a separate policy for it. So, my best guess is that "it depends" on your specific policy. If you have a "tender deductible" in the first place, that must mean its covered somehow. I'd just call you agent and ask. They should be able to guide you to IF you should file a claim or not.